Application Requirements and Process for SSS Calamity Loan
On the recommendation of the National Disaster Risk Reduction Management Council (NDRRMC) or their local equivalents known as the Local Disaster Risk Reduction Management Councils (LDRRMC), respectively, the President of the Philippines or the Local Government Units have the authority to declare an area or areas under a State of Calamity.
In such, you might consider to apply for a government loan with no interest. The SSS Calamity Loan is a unique loan that isn’t always accessible to all members. Every time a tragedy occurs in a region, SSS typically offers a “Calamity Loan” (e.g Typhoon, Earthquake, war, and unexpected incidents). You can ask SSS Contact Centers or Branches nearby regarding Calamity Loan being offered to SSS Members.
Also See: SSS Educational Loan | How to apply? What is the form needed?
Qualification for SSS Calamity Loan
Any SSS member who fits these requirements is eligible for the disaster loan:
- You must have at least 36 monthly payments, six of which have been submitted within the twelve months prior to the month of the loan application.
- Address or property located in a region designated as a State of Calamity
- Had not utilized any of the following SSS benefits: retirement, severe permanent disability, or death
- has no active Calamity Loan Assistance Programs or SSS Loan Restructuring Programs
Online Application for SSS Calamity Loan
Each member may create an online account and access the pre-filled application, which only needs a little amount of personal data from the borrower. The following instructions explain how to apply online for the SSS Calamity Loan offer:
- Have your SSS number ready.
- Visit the Social Security System’s official website (SSS).
- Create a user account. Keep a record of your password and user ID.
- Make use of your username and password to get into your account.
- Choose the type of loan you need.
- Select the method you would like to receive the loan funds.
- For SSS Calamity Loan, apply.
Application Requirements
Submit the original copies of the following requirements to the Member Services Section of any SSS branch:
- Completed Calamity Loan Assistance Application Form
- Barangay Certification
- One primary ID (UMID, driver’s license, passport, PRC card, or Seaman’s Book) or two secondary IDs (PhilHealth ID, company ID, senior citizen ID, voter’s ID, TIN card, etc.)
- OFW members may assign a representative to file their SSS calamity loan application. SSS requires these additional documents from OFW-borrowers:
- Authorization letter
- Printed scanned copies of the OFW’s valid IDs plus original valid IDs of the authorized representative